Viking Insurance Company of Wisconsin

In today’s economy, where a dollar does not seem to go as far as it used to, everybody wants to save money by cutting costs wherever possible. So that is especially true when it comes to insurance, and more specifically, automobile insurance. It does not make sense to have to pay a lot for something you will hopefully never have to use. At Viking Insurance Company of Wisconsin, we get that.

Viking Insurance Company of Wisconsin with Over 45 Years

In that time, we have learned a thing or two about keeping insurance costs down. So, we would like to share what we have learned with you. Here are some of our favorite tips for saving money while maintaining adequate automobile insurance.

1. Determine what kind of insurance you need: Each state has its own laws governing the minimum liability required of its drivers. However, other factors come into play when the company calculates all the costs for that coverage. Things such as the driver’s age, driving history, and the make of the car all matter.

Every driver’s scenario is different, and every state requires separate minimum coverage. Viking provides coverage in more than 25 states. We are intimately familiar with all the requirements of those states we offer coverage in, but also all the other conditions we do not. You cannot be a leader in the industry without taking the time to learn about your operating environment. We have certainly done our homework.

2. Shop around: With the technology and power of a full-sized computer shrunken down into your smartphone, you have the entire expanse of the Internet at your fingertips. Put that power to use by surfing around online. Check out your local providers and the larger national carriers to see how their rates compare.

Don’t just go for the big commercialized companies because they have a cute mascot, catchy jingle, or a funny tagline. That is their marketing budget. The PR team at work doesn’t necessarily mean they will be any less expensive than a smaller provider or provide better coverage. The Viking Insurance Company of Wisconsin does not have a catchy jingle. We have a proven history of providing unparalleled customer service at affordable rates.

While you shop around, keep the adage “You get what you pay for” in mind. You see, the cheapest policies may be suitable for your wallet today. If you ever have an accident and have to pay a high deductible or for damages your standard policy does not cover, you have not saved much in the long run.

Many agencies offering suspiciously low rates can only afford to do so by cutting expenses in other areas – like customer service and claims handling. When you need to file a claim, the last thing you want is a claims center that never answers their phones or makes the process so tricky you almost want to give up. Invest the time upfront to find the best provider at the best price point for your lifestyle and budget without selling yourself short.

3. Check out your potential company’s business: See your profile Consumer complaint history with the Better Business Bureau (BBB), one of the country’s most trusted business reporting agencies. This is an excellent place to start when digging deeper into the potential service. An insurance company might provide to you as a customer.

Additionally, every state has a Department of Insurance that monitors agencies operating within their state, and like the BBB, many publicly publish consumer complaints and resolutions. For example, here’s the link to Wisconsin’s Office of the Commissioner of Insurance. If you are not in Wisconsin, that is okay. Just type “the name of your state, department of insurance” into your web browser, and you will be scrolling through information in no time. Taking the time to check those two resources can help minimize frustrations later.

4. 4. Have all your information ready when requesting insurance quotes:

Whether you require quotes from companies online, over the phone, or even in person, there are commonly asked questions you will need to answer. At the company, for example, we shall need the following information to generate your personalized insurance quote:

• • State coverage will be issued in
  • Age and gender of the driver(s)
  • How many years the driver(s) has/have been operating motor vehicles
  • Year, make, and model of vehicle being insured
  • Type and number of anti-theft or safety devices installed
  • The primary use of the vehicle (daily commute vs. business use)
  • Miles the car will be driven daily
  • Where will the vehicle be parked at night
  • Kind of coverage you want (state minimum thru highest coverage available)
  • Zip code

The Best Viking Do Find Cheap Quotes for You

Of course, there isn’t one cookie-cutter policy that we issue to all our clients when it comes to insurance. We know that every person and every situation is different. Viking Insurance Company of Wisconsin does its best to find you the best policy at the best prices. They won’t compromise your coverage or our customer service principles. We have the right coverage if you need a basic liability policy with a low deductible or multiple driver policies.

High-Quality Customer-Focused Service

We provide easily obtained coverage and many other benefits to our clients, placing us above the competition. Our company specializes in helping clients purchase the best coverage to suit their needs. Our customers enjoy low down payments and affordable monthly premiums. We provide minimum liability plans, comprehensive coverage, uninsured/underinsured driver coverage, towing, rental, and collision policies.

We hope you will put our four tips to good use and find that the Viking Insurance Company of Wisconsin best fits your needs. Call our toll-free customer service center today to obtain your fully customized automobile insurance quote.