Viking Insurance Company of Wisconsin

In today’s economy, where a dollar does not seem to go as far as it used to, everybody wants to save money by cutting costs wherever possible. So that is especially true when it comes to insurance, and more specifically, automobile insurance. It does not make sense to have to pay a lot for something you will hopefully never have to use. At Viking Insurance Company of Wisconsin, we get that.

Viking Insurance Company of Wisconsin with Over 45 Years

In that time, we have learned a thing or two about keeping insurance costs down. So, we would like to share what we have learned with you. Here are some of our favorite tips for saving money while maintaining adequate automobile insurance.

Determine What Kind of Insurance you Need

Each state has its own laws governing the minimum liability required of its drivers. However, other factors come into play when the company calculates all the costs for that coverage. Every driver’s scenario is different; things like the driver’s age, driving history, and the make of the car all matter.

Viking provides coverage in more than 25 states. We are intimately familiar with all the requirements of those states we offer coverage in, but also all the other conditions we do not. You cannot be a leader in the industry without taking the time to learn about your operating environment. We have certainly done our homework.

Shop Around for the Best Coverage

With the technology and power of a full-sized computer shrunken down into your smartphone, you have the vastness of the Internet at your fingertips. Take advantage of that power to compare rates from local insurance providers and large national insurers online.

Don’t just go for big companies marketed only on a cute mascot, catchy jingle, or a funny tagline. That’s their marketing budget. A PR team doesn’t necessarily mean they offer cheaper rates or better coverage. The Viking Insurance Company of Wisconsin doesn’t have a catchy jingle. We have a proven track record of providing unparalleled customer service at affordable rates.

While shopping around, keep in mind the adage “You get what you pay for”. You see, the cheapest policies may be affordable today. However, if you ever have an accident and have to pay a high deductible, or for damages your standard policy doesn’t cover, you won’t have saved much in the long run.

Many agencies offering suspiciously low rates can only afford to do so by cutting expenses in other areas – like customer service and claims handling. When you need to file a claim, the last thing you want is a claims center that never answers the phone or makes the process so tricky that you almost want to give up. Invest time upfront to find the best provider at the best price. Compare insurance quotes from multiple companies to find the coverage that fits your lifestyle and budget, without selling yourself short.

Check Out Your Potential Company’s Business

See your profile Consumer complaint history with the Better Business Bureau (BBB), one of the country’s most trusted business reporting agencies. This is an excellent place to start when digging deeper into the potential service. An insurance company might provide to you as a customer.

Additionally, every state has a Department of Insurance that monitors agencies operating within their state, and like the BBB, many publicly publish consumer complaints and resolutions. For example, here’s the link to Wisconsin’s Office of the Commissioner of Insurance. If you are not in Wisconsin, that is okay. Just type “the name of your state, department of insurance” into your web browser, and you will be scrolling through information in no time. Taking the time to check those two resources can help minimize frustrations later.

Gather Your Information Before Requesting Insurance Quotes

Whether you require quotes from companies online, over the phone, or even in person, there are commonly asked questions you will need to answer. At the company, for example, we shall need the following information to get your personalized insurance quote:

• State coverage will be issued in
• Age and gender of the driver(s)
• How many years the driver(s) has/have been operating motor vehicles
• Year, make, and model of vehicle being insured
• Type and number of anti-theft or safety devices installed
• The primary use of the vehicle (daily commute vs. business use)
• Miles the car will be driven daily
• Where will the vehicle be parked at night
• Kind of coverage you want (state minimum thru highest coverage available)
• Zip code

Viking Do Find Cheap Quotes for You

Of course, we don’t offer just one cookie-cutter policy for all our customers. We know that every person and every situation is different when it comes to insurance. At Viking Insurance Company of Wisconsin, we strive to find the best policy at the best prices. We won’t compromise your coverage or our customer service principles. We have the right coverage if you need a basic liability policy with a low deductible or multiple driver policies.

High-Quality Customer-Focused Service

We provide easy-to-obtain coverage and many other benefits to our clients, which sets us apart from the competition. Our company specializes in helping clients purchase the best coverage that fits their needs. Our customers enjoy low down payments and affordable monthly premiums. We provide minimum liability plans, comprehensive coverage, uninsured/underinsured driver coverage, towing, rental, and collision policies.

We hope you put our four tips into practice and find that Viking Insurance Company of Wisconsin is the best fit for your needs. Call our toll-free customer service center today for your fully personalized auto insurance quote.