Viking Car Insurance

Company Trusted For Over 25+ Years*

Viking Car Insurance

viking car insurance

Viking Car Insurance established in 1971 and is owned by its parent company Sentry Insurance. The company has been rated as A+ by AM Best rating agency. The Company is providing its services in 27 states with its headquarter in Madison, Wisconsin. When we talk about car insurance, it’s a huge business. The severe rivalry between large portions of the leading firms has prompt a considerable measure of disarray over what sorts of plans are available for car insurance. Also, what is best for any given driver. In such a confusing situation, Viking Car Insurance comes to save you.

  1. Unique Services of Viking Car Insurance:

Some of the salient features are:

  • Viking works as an independent company. Therefore, products sold by independent agents.
  • If you fall into the category of high-risk drivers, then the company may be the best choice for you because they are specialized in safeguarding high-risk drivers. Moreover, few complaints and good financial ratings are bonus points for high-risk drivers.
  • The company also deals if you have driving experience in other countries but not in the US.
  • It is also known for its Specialty coverage.
  • 24/7 availability makes it unique from other companies. Imagine a scenario where you are on the accident site, and you need to call the insurance agent to claim coverage, here comes the importance of 24/7 availability for the policyholders.
  • It also provides volunteer driver coverage.
  1. Car Insurance Options:

The company offers the following options for its policyholders:

  • Liability coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Towing Coverage
  • Rental Coverage is also known as non-owner car insurance
  • Uninsured motorist coverage
  1. Liability Coverage:

Cover yourself for liability coverage from a company because accidents are never pre-planned, and hundreds of people die in road accidents daily.

Liability coverage includes the following:

  1. Bodily injury
  2. Property damage

It is the type of liability coverage in which the company takes complete care of your medical bills, suffering and pains, lost wages, and other losses that are specific to your legal responsibilities. The company covers the following things in case of bodily injured:

  • In the legal aspect of the accident, it deals with fees, including attorney fees, bail bond fees, and whatever else required in such unfortunate conditions.
  • Medical bills and costs for the wounds during an accident. It will ordinarily incorporate any future medicinal medications that are required for long-standing injuries.
  • Compensation for lost wages due to being out of work in light of harm that happened in the accident.
  • Funeral cost also covers by the company in case if the other party is killed in the accident.
  1. Coverage for Property Damage:

The coverage is all about the harm that happened to the vehicle or other property in an accident. The company covers the following:

  • Repair or substitution of other party’s auto.
  • Storage also charges by the company when the other vehicle is towed. (Tow charges are additionally secured)
  • The cost of repairing any property covers by the company other than a vehicle that was harmed in the accident.
  1. Comprehensive Coverage:

It is designed to protect the policyholder from natural disasters or the damage that is being done by a third party. Comprehensive coverage is useful in the following circumstances:

  • Damage due to weather
  • Your car has been snatched or in case of theft
  • Damage to the car due to animals
  • If the damage is happened due to fallen trees or objects
  • Flooding or damage by fire
  • Collision coverage:

As the name itself suggests that no matter who is at fault, it covers you in a crash. Moreover, in collision coverage, both drivers will be covered by the company if even if the other party’s driver does not have insurance.

  1. Towing and Labor Coverage:

Viking car insurance pays expenses for towing and labor to get your car to the service center.

  1. Rental car coverage:

You get covers when you rent a car for a specific purpose. Some reasons make it necessary to be covered by rental car coverage. Some of these are:

  • It is simple and affordable
  • If you don’t have a car, then it does not mean you do not need it. Having a rental car coverage will save you in unfortunate circumstances
  • If you rent a car on occasion, rental car coverage comes in handy to protect you.
  1. Uninsured Motorist Coverage:

Insurance Research Council (IRC) claims that the rate of uninsured/underinsured drivers is up to 25% in some states. Therefore, this type of coverage comes into picture when you have an accident with such kind of drivers. Uninsured/underinsured motorist coverage protects your damage to the vehicle, your passengers, and sometimes your property if you have a collision with an improperly insured driver or motorist. Moreover, the coverage can likewise help on the off chance that you are harmed in an attempt in a hit-and-run accident. In such collisions, the agency can regard the runaway driver as if he or she is uninsured, permitting you to gather the funds you require for wounds and repairs. Along these lines, you are not left vulnerable to a hit-and-run accident.

  1. Customer Service:

Easy payment plans:
If you feel trouble paying a premium, the customer service offers negotiable premiums like easy payment plans that will be set for the policyholder. Moreover, the customer service department also provides generous license reinstatement terms if you want SR22 coverage.

  1. Separate Customer Service Department:

As we know that Viking Insurance is doing business in 27 states, it has a separate customer service department in each state. Resultantly, you do not need to be worried about the different time zones.

  1. Criteria for the Selection of Viking Agents:

Their commitment appoints Viking representatives to provide the best customer services. Agents at the company are devoted enough to protect the interest of their clients by ensuring it that the best deals are offered. Moreover, officials are responsible for updating the existing policies of the customer.

  1. Final Verdict:

With the increasing ratio of accidents per day and other risks, it is wise to have a plan for your expensive car to avoid any monetary loss like theft of the car. If you have car insurance, your primary concern is that the company always stands by your side to address your immediate claims. Therefore, the sole objective is to resolve the complaints rapidly, fairly, respectfully, and ethically.